Business Vehicle Financing - Terry Shields Toyota

Business Finance Options from Terry Shields Toyota

At Terry Shields Toyota, we know that no two businesses are the same.  That is why we offer a range of car finance options to suit your individual business requirements.  So whether you're a small to medium business or a larger organisation.

A Toyota Finance Business Vehicle Loan offers a flexible way for GST registered businesses to finance a vehicle that is used predominantly for business purposes. This business car loan gives you the security of knowing the vehicle is an asset of your business - even while you are paying it off.


We offer a range of finance options that may be suitable for your business


We offer a range of finance options that may be suitable for your business

Business Fixed Rate Car Loan

A Chattel Mortgage or Business Fixed Rate Car Loan is a commercial finance option under which Toyota Finance loans money to a business to purchase a car or commercial vehicle (chattel). The business takes complete ownership of the vehicle while the financier takes a mortgage over the vehicle to secure the business loan.

Features & Requirements

  • Financing for vehicles up to 7 years old

  • Finance for both Toyota and non-Toyota vehicles

  • Your choice of flexible payment options

We offer a range of finance options that may be suitable for your business

Novated Lease

A novated lease is a finance arrangement used with salary packaging. It simply means that your employer pays for your car lease including your car running costs out of your salary package through a combination of pre-tax and post-tax salary deductions.

Features & Requirements

  • A three-way arrangement between you, Toyota Finance and your employer
  • Lease payments are taken over by your employer and are made from your pre-tax salary
We offer a range of finance options that may be suitable for your business

Finance a Fleet of Vehicles

Toyota Fleet Management are the experts when it comes to running your company fleet more efficiently. We can work closely with you as your partner to help streamline costs, make the most of your resources and reduce your risk.

Whatever your industry or fleet size our fleet management products and services are designed to meet your needs.

Approved applicants only. Terms, conditions, fees and charges apply. A minimum loan term of 12 months applies. The maximum loan term will vary depending on the finance product selected and will be subject to Toyota Finance policy and procedure. You may be required to pay a deposit for capacity reasons. Additional interest charges will accrue if you select a balloon final payment option and early termination fees may apply if you elect to make additional repayments during the loan term. Toyota Finance is a division of Toyota Finance Australia Limited ABN 48 002 435 181, AFSL and Australian Credit Licence 392536.

The information on this website is of a general nature and for information only. Nothing on this website constitutes or should be considered to constitute legal, taxation or financial advice. Before making a decision about any of the products and services featured on this website, you should consult with your own independent legal, taxation and financial advisors, who can advise you about your personal circumstances.