Nothing Protects Your Car Better Than Toyota Insurance

Nothing Protects Your Car Better Than Toyota Insurance

We understand that your vehicle is a critical part of your life. You can choose from two levels of motor vehicle cover: Comprehensive, or Third Party, Fire and Theft.

Toyota’s Comprehensive Motor vehicle Insurance policy will replace your Toyota if it is a total loss, so long as it is less than 3 years old and it has travelled less than 100,000kms. If your vehicle is not a Toyota we will replace it with a new vehicle of the same make and model if it becomes a total loss within the first 12 months of its registration as a new vehicle.

In addition, for all Toyota vehicles covered by the policy, we provide a Genuine Toyota parts guarantee and a lifetime guarantee on all repairs, provided you remain the owner of the vehicle.

Insurance Choices at Terry Shields Toyota

Insurance Choices at Terry Shields Toyota

Comprehensive Car Insurance

Our Comprehensive Motor Vehicle policy covers you for accidental loss and damage, and liability for property damage.

For a little extra, you can add optional benefits like Excess-free Glass Cover, or access to a rental car if your car is accidentally damaged. And if you'd like to reduce your premium you can choose a Voluntary Excess.

We have flexible payment options so that you can pay your premium however you like - monthly for extra cash flow or annually to save on your premium. 

Key benefits include:

  • Replacement with a new Toyota after a total loss
  • Quality repairs with Toyota Genuine Parts
  • Lifetime Repair Guarantee.

To find out more, click here to download the Motor Vehicle Insurance Product brochure or click here to download the Motor Vehicle Insurance Claims Guide.

Insurance Choices at Terry Shields Toyota

Extended Warranty

Our Factory Approved Extended Warranty Insurance is designed to continue protecting your vehicle after your Toyota Manufacturer warranty cover ends.

Factory Approved Extended Warranty Insurance includes the following Features and Benefits:

  • Replacement or repair of any Toyota components defective in materials or workmanship
  • Toyota Genuine Parts used on all repairs
  • Quality Guarantee on workmanship of repairs
  • Additional Benefits such as towing, car hire, accommodation expenses and Toyota Insurance excess reimbursement
  • A Toyota Genuine Factory Approval
  • Australia-wide cover 
Insurance Choices 2

Finance Insurance

Outlined below are the two types of finance-related insurance we offer.

Finance Gap Insurance
If your new vehicle becomes a total loss, there may be a 'gap' between the amount your comprehensive insurer pays you and the outstanding balance on your vehicle finance contract. You may also incur extra costs associated with the purchase of your replacement vehicle.

In these circumstances, Finance Gap Insurance helps to protect you from significant financial loss and personal inconvenience.

To find out more, click here to download the Finance Gap Insurance brochure.

Finance Protection Insurance
If you're off work for a length of time due to illness or accidental injury, or following involuntary redundancy, our Finance Protection Insurance policy is designed to help. It assists you in meeting your finance contract repayments up to the maximum cover amount you've chosen1.

Depending upon your circumstances, Finance Protection Insurance can help you to1.

  • Make your vehicle repayments
  • Reduce your financial burden
  • Keep your vehicle; or
  • Return your vehicle to exit your loan

To find out more, click here to download the Finance Protection Insurance brochure.

Insurance Choices 2

Roadside Assist

Help that's just a call away.  Rest assured that should your vehicle be immobilised by a roadside breakdown or accident, help is never more than a phone call away.

Toyota Extra Care Roadside Assist will be there for you 24 hours a day, 7 days a week, every day of the year, giving you complete peace of mind.

Some of the benefits include:

  • Unlimited call outs
  • 24/7, 365 days a year roadside assistance
  • Nationwide assistance
  • Towing to a Toyota Dealer
  • Emergency fuel
  • Jump starting and battery replacement
  • Flat tyre change
  • Help with lost or locked-in keys

You can choose between a 'Basic' plan that provides all the standard roadside services, or the 'Plus' plan, which provides additional benefits such as accommodation for up to two nights, and a rental car for up to 5 days, should you break down more than 100 km from home for longer than 24 hours.

To find out more, click here to download the Roadside Assist brochure.

Why Choose Toyota Insurance?

Click here to download the Toyota Financial Services Guide brochure.

+Terms and conditions apply. Before making a decision about any of the insurance products, please refer to the current Product Disclosure Statement (PDS) for the relevant product available from participating dealers, via the Toyota Insurance website at toyotainsurance.com.au or by calling 137 200. Toyota Insurance is underwritten by Aioi Nissay Dowa Insurance Company Australia Pty Ltd ABN 11 132 524 282, AFSL Number 443540. Our insurance policies do not change or take away your rights under the Australian Consumer Law. Your right to claim under our policies for benefits covered are in addition to other rights and remedies you have under the law in relation to your vehicle. However, you can choose to make a claim under any of our policies even if you have rights under the law. Toyota Extra Care is administered by Toyota Finance, a division of Toyota Finance Australia Limited ABN 48 002 435 181, AFSL and Australian Credit Licence 392536.

1Terms and conditions apply. This advice is general in nature and does not take into account your objectives, financial situation or needs. Before making a decision to purchase any of the insurance products you should consider the appropriateness of the advice taking into account your own objectives, financial situation and needs and refer to the current PDS for the relevant product available from participating Dealers, via our website at toyotainsurance.com.au or by calling 137 200. Toyota Insurance purchased in a dealership or via the Toyota Insurance National Customer Solutions Centre is issued by Toyota Finance Australia Limited (TFAL) ABN 48 002 435 181, AFSL and Australian Credit Licence 392536. The insurer is Aioi Nissay Dowa Insurance Company Australia Pty Ltd ABN 11 132 524 282, AFSL 443540 (Adica). If Toyota Insurance is purchased online, the issuer and insurer is Adica. Our warranty insurance policies do not change or take away your rights under the Australian Consumer Law. Your right to claim under our warranty insurance policies for the benefits covered is in addition to other rights and remedies you have under the law in relation to your vehicle. However, you can choose to make a claim under any of our warranty insurance policies even if you have rights under the law.

Terms and conditions apply. This advice is general in nature and does not take into account your objectives, financial situation or needs. Before making a decision to purchase any of the insurance products you should consider the appropriateness of the advice taking into account your own objectives, financial situation and needs and refer to the current PDS for the relevant product available from participating Dealers, via our website at toyotainsurance.com.au or by calling 137 200. Our warranty insurance policies do not change or take away your rights under the Australian Consumer Law. Your right to claim under our warranty insurance policies for the benefits covered is in addition to other rights and remedies you have under the law in relation to your vehicle. However, you can choose to make a claim under any of our warranty insurance policies even if you have rights under the law.

The information on this website is of a general nature and for information only. Nothing on this website constitutes or should be considered to constitute legal, taxation or financial advice. Before making a decision about any of the products and services featured on this website, you should consult with your own independent legal, taxation and financial advisors, who can advise you about your personal circumstances.

Toyota Insurance is issued by Toyota Finance Australia Limited ABN 48 002 435 181, AFSL and Australian Credit Licence 392536.  The insurer is Aioi Nissay Dowa Insurance Company Australia Pty Ltd ABN 11 132 524 282, AFSL 443540.